Real estate calculators that show their math.

13 free calculators for rental deals, mortgages and landlord math. Every result comes with the formula and your numbers in it, so you can check it and take it to your lender. No signup, no paywall.

Run a deal in one screen.

Price, rent, loan and costs in, and cash flow, NOI, cap rate, DSCR, cash-on-cash and GRM out, each with its formula. It starts on a real example. Replace it with yours.

Cash flow after the mortgage

−$77a month

This duplex loses $77 a month at 20% down. A DSCR of 0.97 is short of the 1.25 most lenders ask for.

This duplex loses $77 a month at 20% down. A DSCR of 0.97 is short of the 1.25 most lenders ask for.

Where each month's rent goes

$3,800 rent
  • Vacancy$190
  • Operating costs$1,425
  • Mortgage$2,262
  • You cover$77

The math, with your numbers

NOI $26,220Rent − vacancy − operating costs, per year$45,600 − $2,280 − $17,100
Cap rate 6.2%NOI ÷ price$26,220 ÷ $425,000
DSCR 0.97NOI ÷ yearly mortgage$26,220 ÷ $27,144
Cash-on-cash −1.0%Yearly cash flow ÷ cash invested−$924 ÷ ($85,000 + $12,000)
GRM 9.3Price ÷ yearly rent$425,000 ÷ $45,600

Every row links to its own calculator, with the formula explained on this same duplex.

Calculated on September 30, 2026 at realestatecalculations.com (Run a deal in one screen.). Every figure above comes from the inputs listed on this page.

Reopen these exact numbers: https://www.realestatecalculations.com/calculators/quick/?price=425000&rent=3800&down=20&rate=7&vacancy=5&opex=17100&closing=12000

Guides

The metrics behind the calculators, worked on the same numbers.

All guides